Get 20M+ Full-Text Papers For Less Than $1.50/day. Start a 14-Day Trial for You or Your Team.

Learn More →

DeepDyve requires Javascript to function. Please enable Javascript on your browser to continue.

Risk Management in Early Banking

Part of the Palgrave Studies in the History of Finance Book Series

DOI: 10.1007/978-3-030-80775-7

ISBN: 978-3-030-80774-0

Publisher: Springer International Publishing - Springer Journals

Aug 12, 2021

LitStream

Chapter 1Introduction

Larsson, Mats; Lilja, Kristina; Petersson, Tom

Pages: 1 –10

[Research problem and aim of the study is presented. Theoretical approach presenting the problems of legitimacy, trust and risk on financial markets. The role of personal trustworthiness, networks and regulations to create legitimacy is discussed. The structure of the study is presented.]
LitStream

Chapter 2Sweden: An Economy in Transition, 1820–1910

Larsson, Mats; Lilja, Kristina; Petersson, Tom

Pages: 11 –17

[The transformation of society and the economic conditions in Sweden during the studied period is outlined in this chapter in a brief form. It explains how the economic growth during a period of agrarian, political and industrial revolutions increased the demand for capital as well as the need...
LitStream

Chapter 3The Savings Banks and the Swedish Banking System

Larsson, Mats; Lilja, Kristina; Petersson, Tom

Pages: 19 –36

[The general development of the Swedish banking system and the savings banks is divided into two periods, 1820–1870 and 1870–1910. During the first phase savings banks were established with both philanthropical and economic purposes. Savings banks were crucial in developing local deposit and...
LitStream

Chapter 4Savers and the Risk of Deposit Banking

Larsson, Mats; Lilja, Kristina; Petersson, Tom

Pages: 37 –58

[The issue to be discussed is how financial organizations manage to attract savings. The chapter shows that deposit banking in Sweden was introduced in the savings banks and for many decades functioned with restrained legislation and control of the state. However, personal trustworthiness and...
LitStream

Chapter 5Credit Risks: From Networks and Cooperation to Stable Markets

Larsson, Mats; Lilja, Kristina; Petersson, Tom

Pages: 59 –83

[This chapter focusses on how local savings banks invested the deposits and how they dealt with the risks connected to such activities. To a large extent, especially in the first phases of their development, the managers of savings banks had to rely on their personal and social network in order...
LitStream

Chapter 6Trust and Mistrust: Practical Aspects of Risk Management and Lending

Larsson, Mats; Lilja, Kristina; Petersson, Tom

Pages: 85 –107

[The local savings bank’s market in the town of Gävle is presented. The organization of the local credit system is discussed as well as the composition of the board of directors in Gävle savings bank. The consequences of savings banks legislation and the principle of credit granting are analyzed,...
LitStream

Chapter 7Risk Management in Swedish Savings Banks—Concluding Remarks

Larsson, Mats; Lilja, Kristina; Petersson, Tom

Pages: 109 –115

[This chapter concludes the book on risk management in early banking. The role of trust and legitimacy in the savings banks’ lending and deposit markets are discussed. The risks connected with the relationship to customers are analyzed, with a special focus on the aspects of collaterals.]

results per page

Prev
1
Next

Browse All eBooks