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A Fragile Balance

Editors: Collins, J. Michael

DOI: 10.1057/9781137482372

ISBN: 978-1-349-50398-8

Publisher: Palgrave Macmillan US - Springer Journals

Nov 3, 2015

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Chapter 11Start2Save: Helping Working Families Meet Unexpected Expenses and Opportunities

Holguin, Ingrid

Pages: 175 –191

[The case for asset building as an approach to poverty alleviation dates back more than 20 years, to Michael Sherraden’s Assets and the Poor (1991). As CFED (2013) and numerous others have recognized, Assets and the Poor demanded a sharper focus on the causes of poverty, as well as potential...
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Chapter 12Incorporating Savings into the Debt Management Plan

Heisler, Karen; Lutter, Seth

Pages: 193 –200

[This chapter introduces a plan to promote emergency savings among consumers who are struggling to pay off their debts, but have chosen to enroll in a debt management plan (DMP). DMPs are typically focused on the relatively short-term goal of helping clients pay off existing debt and become...
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Chapter 13Who Said Pigs Can’t Fly? A Learner- Centered Approach to Emergency Savings

Caesar, Sonya

Pages: 201 –211

[As suggested by a number of authors in this volume, patterns of low saving, including for shorter-term contingencies, is of growing concern. This chapter introduces the concept of micro-saving for relatively small consumption emergencies. Micro-savings are small in scale—saving in terms of coins...
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Chapter 14Epilogue: Emergency Savings as a Central Component of Family Financial Security

Collins, J. Michael; Shapiro, Thomas

Pages: 213 –219

[This volume initiates an innovation dialogue about strategies to help low-income individuals and households meet immediate, nonrecurring expenses. The chapters identify programs, products, and policies worthy of further development and testing. Collectively, this volume is meant to inspire new...

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