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A Fragile BalanceThe SaveUSA Coalition: Using Behavioral Economics to Build Unrestricted Savings at Tax Time

A Fragile Balance: The SaveUSA Coalition: Using Behavioral Economics to Build Unrestricted... [In most cities, low- to moderate-income (LMI) households are the primary users of municipal social services, including workforce development and homelessness prevention programs, among others. But the progress gained through a social service intervention can be wiped out by the lack of fundamental financial stability. For example, a lack of funds to pay for a car repair could make it impossible to get to work, resulting in the loss of a day’s pay—or of a job. Access to emergency savings could bolster families’ ability to withstand such setbacks. For this reason, improving the financial stability of these families is a high priority for cities.] http://www.deepdyve.com/assets/images/DeepDyve-Logo-lg.png

A Fragile BalanceThe SaveUSA Coalition: Using Behavioral Economics to Build Unrestricted Savings at Tax Time

Editors: Collins, J. Michael
Mintz, Jonathan
A Fragile Balance — Nov 3, 2015
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Publisher
Palgrave Macmillan US
Copyright
© Palgrave Macmillan, a division of Nature America Inc. 2015
ISBN
978-1-349-50398-8
Pages
75 –86
DOI
10.1057/9781137482372_5
Publisher site
See Chapter on Publisher Site

Abstract

[In most cities, low- to moderate-income (LMI) households are the primary users of municipal social services, including workforce development and homelessness prevention programs, among others. But the progress gained through a social service intervention can be wiped out by the lack of fundamental financial stability. For example, a lack of funds to pay for a car repair could make it impossible to get to work, resulting in the loss of a day’s pay—or of a job. Access to emergency savings could bolster families’ ability to withstand such setbacks. For this reason, improving the financial stability of these families is a high priority for cities.]

Published: Nov 3, 2015

Keywords: Primary User; Financial Stability; Match Rate; Consumer Affair; Saving Product

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