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Risk Management in Early Banking Savers and the Risk of Deposit Banking

Risk Management in Early Banking : Savers and the Risk of Deposit Banking [The issue to be discussed is how financial organizations manage to attract savings. The chapter shows that deposit banking in Sweden was introduced in the savings banks and for many decades functioned with restrained legislation and control of the state. However, personal trustworthiness and founders’ network had limits in building and supporting legitimacy. When deposit banking increased during the second half of the nineteenth century, bank regulations were introduced to secure account holders’ deposits.] http://www.deepdyve.com/assets/images/DeepDyve-Logo-lg.png

Risk Management in Early Banking Savers and the Risk of Deposit Banking

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References (14)

Publisher
Springer International Publishing
Copyright
© The Editor(s) (if applicable) and The Author(s), under exclusive license to Springer Nature Switzerland AG 2021
ISBN
978-3-030-80774-0
Pages
37 –58
DOI
10.1007/978-3-030-80775-7_4
Publisher site
See Chapter on Publisher Site

Abstract

[The issue to be discussed is how financial organizations manage to attract savings. The chapter shows that deposit banking in Sweden was introduced in the savings banks and for many decades functioned with restrained legislation and control of the state. However, personal trustworthiness and founders’ network had limits in building and supporting legitimacy. When deposit banking increased during the second half of the nineteenth century, bank regulations were introduced to secure account holders’ deposits.]

Published: Aug 12, 2021

Keywords: Attract depositors; Legitimacy without regulation; Competition; Savings banks

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