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Risk Management in Early Banking Trust and Mistrust: Practical Aspects of Risk Management and Lending

Risk Management in Early Banking : Trust and Mistrust: Practical Aspects of Risk Management and... [The local savings bank’s market in the town of Gävle is presented. The organization of the local credit system is discussed as well as the composition of the board of directors in Gävle savings bank. The consequences of savings banks legislation and the principle of credit granting are analyzed, as well as the structural difference between accepted and rejected loan applications. The development of credits, insider lending, collaterals, interest rates and risk management is discussed.] http://www.deepdyve.com/assets/images/DeepDyve-Logo-lg.png

Risk Management in Early Banking Trust and Mistrust: Practical Aspects of Risk Management and Lending

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Publisher
Springer International Publishing
Copyright
© The Editor(s) (if applicable) and The Author(s), under exclusive license to Springer Nature Switzerland AG 2021
ISBN
978-3-030-80774-0
Pages
85 –107
DOI
10.1007/978-3-030-80775-7_6
Publisher site
See Chapter on Publisher Site

Abstract

[The local savings bank’s market in the town of Gävle is presented. The organization of the local credit system is discussed as well as the composition of the board of directors in Gävle savings bank. The consequences of savings banks legislation and the principle of credit granting are analyzed, as well as the structural difference between accepted and rejected loan applications. The development of credits, insider lending, collaterals, interest rates and risk management is discussed.]

Published: Aug 12, 2021

Keywords: Local credit market; Legislation; Credit structure; Credit risks; Interest rates; Local networks; Rejected applications

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